Hybrid Homes’ History

Launched in 2010, Hybrid Homes is the new FHA 203(k) focused division of NorthWoods Home Ready Services. Since 2007 NorthWoods has offered professionalism and renovation expertise to REO resale properties. Hybrid Homes was created to put the pieces together needed to successfully complete FHA 203(k) Financed Purchase and Renovations for Home Buyers. Hybrid Homes fills the gap as a Specialist Contractor with the knowledge and expertise previously absent to facilitate the underutilized FHA 203(k) renovation loan program.

Our goal is to Make it Simple for Home Buyers, Lenders and Realtors to take advantage of the opportunity to finance, purchase and renovate distressed or outdated properties all in one transaction loan with a low down payment. Hybrid Homes uniquely combines the tools needed within a proven system to support Home Buyers, Lenders and Realtors for successful on-time closings.

HUD/FHA 203(k) Consultant trained Renovation Specialists inspect properties prior to appraisal for financing required property condition repairs then prepare a Comprehensive Itemized Renovation Proposal that identifies repair costs up front. Assisting Home Buyers by utilizing the Hybrid Homes Product Guide & Selection Center to make good choices within budget, keeping on schedule assures successful closings. Understanding and providing the accurate, comprehensive documents quickly to meet HVCC/HUD/FHA appraisal and underwriting standards along with lender overlays is vital in processing these loans efficiently.

Hybrid Homes promotes working together with Lenders and Realtors as a Dream Team for Home Buyers to take advantage this housing market saturated with bank owned properties in distressed condition through FHA 203(k) financed home purchase and renovation.

Hybrid Homes utilizes a combination of in-house crews, trade partners and vendors working together to achieve cost effective, high quality, performance oriented turn-key renovations completed to 100% customer satisfaction quickly. High customer confidence comes from the already over 40+ FHA 203(k) and conventional financed renovations completed prior to the company’s official launch.

Hybrid Homes is the brainchild of General Manger Daryl Whiteside. Daryl is a third generation builder with a reputation for leadership, innovation and productivity in the California new homebuilding industry. Leveraging his experience of procedural efficiencies found in upgrade and options programs of the production new home building industry, Hybrid Homes is able to offer the benefits of Financed Customized Personalization of re-sale houses to Home Buyers.

Daryl brings to Hybrid Homes over 30 years of experience in homebuilding and renovation including the design, development, construction, marketing, selling and financing of over 6000 homes. Daryl is a Certified HUD/FHA 203(k) Consultant.

While keenly observing the evolving challenges in the mortgage lending industry and real estate market, he foresaw the tremendous need for the renovation of distressed properties to be financed within the purchase loan with a low down payment. Whiteside made it his mission to create a solution to the previously tarnished reputation of the FHA 203(k) program caused by inconsistent performance resulting in industry resistance to recommend the underutilized product. Key to restoring success, credibility and confidence is his Hybrid Homes Dream Team concept of working together with Lenders and Realtors to benefit Home Buyers.