John G. Akins – Renovation Specialist
Wells Fargo Home Mortgage – Sacramento
john.g.akins@wellsfargo.com | (916) 480-2231 |  www.johngakins.com
“My experience as a 30 year Mortgage Professional working with homebuyers, realtors and contractors allows me to make the Renovation Loan Process go as smooth as possible. Combined with a long standing relationship with Daryl Whiteside and the Hybrid Homes team, together we can make your dream of a renovated home come true.”

Blair Chapman – Renovation Lending Specialist
Summit Funding, Inc. – Elk Grove
bchapman@summitfunding.net | (916) 691-5301 (117) | www.summitfunding.com
“I’ve spent the past several years dedicated to Renovation Financing and think you will find the experience a pleasurable one. From purchase to refinance, you will find my commitment to customer service second to none. There are few in the Sacramento Valley that share similar knowledge, experience, and passion for Renovation Financing. I take great pride in my ability to accurately communicate throughout the steps involved with Renovation Financing. From first meeting to close, I am with you the entire process.”

Darren Estes, MBA – Home Mortgage Consultant Renovation Specialist
Wells Fargo Home Mortgage – Elk Grove
Darren.Estes@wellsfargo.com | (916) 714-7172 | www.homerenovationlending.com
“I have specialized in renovation and custom construction financing for 7 years. I have a commercial real estate background and really understand what it takes to get a renovation loan processed and funded. I can offer you four (4) different kinds of renovation loans, including the FHA 203K renovation loans, conventional renovation loans and investment renovation loans. My goal is to make the renovation process as easy as possible for my customers and their contractor.”

Chad D. Focht – Home Finance Specialist
Mason-McDuffie Mortgage – Elk Grove
cfocht@mmcdcorp.com | (916) 798-1234 | www.chadfocht.com
“I’m here to help educate and I’m here as a resource. Whatever you need, I can get you set up! Questions, guidance, Realtor, Insurance, Home Warranties, Inspectors and Financial Planners.”

Mike Fowler
Partners Mortgage – Roseville
MFowler@partnersmortgage.com| (916) 782-9494 Ext. 122 | www.partnersmortgage.com
“With 20 years of lending experience, my passion is to help families realize the dream of  home ownership with properly structured financing. As a direct mortgage lender with an experienced staff, we will quickly process your loan so you can begin enjoying your new home.”

Amanda Rawls – Sr. Mortgage Consultant
Mason-McDuffie Mortgage – Elk Grove
arawls@mmcdcorp.com | (916) 416-6453 | www.amandarawls.com
“As a mortgage consultant I enjoy shedding light into the mortgage industry. Identifying my clients wants and working closely to help them satisfy their needs. As a 15 year veteran, I pride myself with personal relationships with my clients and helpng them achieve their financial goals.”

Jim Hanson – Mortgage Consultant
Comstock Mortgage – Elk Grove
jimhanson@softcom.net | (916) 226-6866 | www.jimhanson.net
“Jim Hanson is a mortgage professional who has been serving clients for over 20 years, gaining experience in loan originations from mortgage brokering, mortgage banking, direct lending and underwriting.”

Sheri McLaughlin – Renovation Specialist
Wells Fargo Home Mortgage – Roseville
sheri.mclaughlin@wellsfargo.com | 916-787-3661 | www.wfhm.com/sheri-mclaughlin
“Instead of “squeezing” a buyer into a program that may or may not work – I work closely with the buyer from the beginning to cater the financing to best suit the client – Offering not only HUD 203k loans but also Conventional Renovation Loans and Equity Loans – Renovation Financing is my business SO let me help be your “Road Map” through the process!!!”

Kevin Nunn – Certified Mortgage Planning Specialist
Comstock Mortgage, The Kevin Nunn Team – Sacramento
kevinnunn@aol.com | (916) 977-1246 | www.comstockmortgage.com/knunn
“I am especially proud of the high number of first-time home buyers I help. Those who work with me appreciate my ethics and honesty, and my dedication to taking care of my clients.”

Chris Opfer – Senior Loan Officer
Mason McDuffie Mortgage Corporation – Elk Grove
copfer@mmcdcorp.com | 916-709-3257 | www.chrisopfer.com
“I am proud to say that I am a  certified 203k loan originator for Mason McDuffie.  I have gone through extensive training and believe that this is a wonderful loan for the right buyers and property.”

Daniel Posehn – Home Mortgage Consultant Renovation Specialist
Wells Fargo Home Mortgage – Natomas
daniel.posehn@wellsfargo.com | (916) 281-8349 | www.wfhm.com/daniel-posehn
“Whether you want to purchase a home and renovate it or remodel your current home, Wells Fargo has renovation financing that can support your needs. With ten years of mortgage experience I will help you determine what mortgage options work for you, assist you through the loan process, and answer your questions.”

Tina Selzer – Mortgage Advisor
Capitol Mortgage – Roseville
tselzer@capitolmortgage.com | (916) 789-1688 | www.capitolmortgage.com
“As a professional in the mortgage lending industry, I’ve built my reputation on providing outstanding service to my clients. That means you can count on me to always look out for your best interests and to keep you informed throughout the lending process. My personal mission is to educate you in loan products, credit, wealth building and household budgeting so you are able to make informed financial decisions.”

Greg Stillwell – Mortgage Consultant
Comstock Mortgage – Sacramento
gstillwell@comstockmortgage.com | (916) 798-9414 | www.comstockmortgage.com
“I have been originating for 21 years and specialize in all FHA programs, specifically the FHA 203K Streamline.”

Mary Westphal – Mortgage Loan Originator, 203(k) Rehab Specialist
Vitek Mortgage Group – El Dorado Hills
mwestphal@teamvitek.com | (916) 939-2660 |
http://teamvitek.com/mortgage-loan-originator/Mary_Westphal.htm
“Remodeling a home doesn’t have to be hard! As your professional rehab specialist, I can make the process easy for you. I have been in the mortgage lending industry for over 25 years and have dealt with many challenges. This does not have to be one of them. VITEK Mortgage Group Funds the FHA 203(k) rehab loan in-house locally in Sacramento. Together with Hybrid Homes, an established local lender and myself, you can expect the process to be smooth and professional”

Rico Castillo – SFR Short Sale and FHA 203k Rehab Specialist
Zip Realty – Sacramento
rico.castillo@ziprealty.com | (916) 934-3146 | www.ziprealty.com/agent/ricastillo
“Isn’t the real estate business just grand? I love it! I have a passion for it. I’ve been in real estate since 1998 and received my broker’s license in 2007. Talk with me about it and you’ll be able to tell! Cheers!”

Kevin Coates
The Advantage Group – Sacramento
kevin@taghomes.com | (916) 348-9000 | www.taghomes.com
“My team provides leadership, experience, and structure with proven management tools that have garnered awarding winning recognition.”

Robyn Delong, CRS
Coldwell Banker – Fair Oaks
Real Estate Short Sale &  Foreclosure Consultant
Robyn@DeLongTeam.com | (916) 224-9580 | www.delongteam.com
“Make your next move your best move.  Call upon my coaching and communication skills to help you refine and achieve your real estate dreams.”

Jennifer Hayes
Lyon Real Estate – Sacramento
jhayes@golyon.com | (916) 798-1786 | www.moveinsacramento.com
“Buying a home, or any type of property, is an exciting and complex process. If you have any questions, please do not hesitate to contact me.”

Roxanne Realmuto
Coldwell Banker – Sacramento
roxanne.realmuto@cbnorcal.com | (916) 341-7818 | www.californiamoves.com
“I have enjoyed many years of assisting people in the largest dream of their lives, learning from them and sharing my knowledge of the area.”

Rick & Donna Stalker
Keller Williams Realty – Roseville
rstalker@kw.com | dburnett@surewest.net
| (916) 580-0316 | www.homestalkers.com
“We believe we offer the most important qualifications you’ll need to make a difference in the purchase or sale of your home: Experience (over 30 years). Service. Integrity. Results. When you work with us, you’re partnering with a team that is prepared, knowledgeable and motivated to work hard for you!”

Kurt Colgan
Primera Realty – Roseville
kurtc@primerarealty.net | (916) 872-2727 | www.primerarealty.net
“My business is based on collaboration, trust and integrity. My clients and agents enjoy a friendly, productive environment supported by positive relationships. Primera provides its clients and agents with an extraordinary real estate experience; one that enhances the quality of their lives and businesses.”

Steve and Sue Galster
The Galster Group – Fair Oaks
steve@galstergroup.com sue@galstergroup.com | (916)966-8700 | www.galstergroup.com
“I look forward to helping you. Please feel free to call or email me with any question. That’s what I am here for.”

Tim Van Gelder
VGC Real Estate Group – Elk Grove
timj@vgcrealestate.com | (916) 698-8304 | www.vgcrealestate.com

Keith Anderson, Craig Logan, Amanda Logan
The JNL Group Real Estate – Sacramento
keith@thejnlgroup.com | (916) 320-7704 | www.thejnlgroup.com
“JNL Real Estate represents buyers and sellers of residential properties within the Sacramento Region. We invite you to contact us for any of your real estate needs. You will find that we respond and endeavor to put your needs and concerns above all else.”

Scarlett Justice
Realty World – The Justice Team – Rocklin
sjustice@starstream.net | (916) 804-3500 | www.realtyworldthejusticeteam.com
“I have been a licensed Realtor/Broker since 1985 and have helped thousands of families with their real estate needs. Working with an experienced full time real estate professional can save you thousands of dollars and eliminate most of the problems on the purchase or sale of one of the biggest financial decisions in your lifetime.”

Jon Nastro
Keller Williams Realty – Elk Grove
jnastro@aol.com | (916) 405-5757 | www.jonnastro.yourkwagent.com
“I utilize the latest technologies, market research and business strategies to meet your expectations. However, more importantly, I listen, and that means I find solutions that are tailored to you.”

Thanh Pham
Thanh Pham Realty – Sacramento
thanhhomes@gmail.com | (916) 230-7400 www.thanphamrealty.com
“You deserve a knowledgeable agent who knows how to get the job done, get a good deal and is responsive to all your real estate needs. I will provide you prompt service, personal guidance and professional competence from contract to settlement.”

Marty Swingle
Lyon Real Estate – West Sacramento
mswingle@golyon.com | (916) 718-7134 | www.mswingle.golyon.com
“I specialize in REO-Bank Owned and Short Sale residential properties in the Sacramento region and have been the #1 agent in West Sacramento for 3 years. I am a preferred agent for Wells Fargo Bank and IndyMac Bank and have assembled a strong customer-focused team that gets escrows closed on time. Let my experience and success work for you!”

Greg and Monica Walsh
Gold Link Real Estate – Auburn
greg@goldlinkre.com monica@goldlinkre.com | (530) 887-1887 | www.goldlinkre.com
“We pride ourselves on being a service oriented company for both buyers and sellers. With high standards of integrity, honesty and service, we give our clients the confidence of knowing that their transaction will materialize in closed escrow. We know the problems that can occur and know how to solve them. We are trained to make the work of lending institutions as easy and trouble-free as possible. We have extensive experience in selling REO properties.”