1. LOAN PRE-QUALIFICATION - The first step is to establish the Home Buyer’s financing budget. This credibility positions the Home Buyer to seize opportunities, negotiate with strength, shop in realistic price ranges and make key decisions without delay.

2. FIND A HOME - Start shopping in suitable price ranges including a renovation budget. Now the focus can be on price, yard size, floor plan, schools, commute, neighborhoods and Personalizing Your Dream Home! With Renovation Financing you’re equipped to look past any condition of distress with a Simple Solution to Personalize Your Home!

Optional – FEASIBILITY CONSULTATION - Unsure of the extent of renovation needed and hesitant to make an offer?  On a limited basis a FREE informal Feasibility Consultation and FHA Compliance Inspection by a Hybrid Homes HUD/FHA 203(k) Consultant trained Renovation Specialist can be scheduled with the Realtor and Home Buyer. Schedule Appointment Now.” (click here)

3. MAKE WISH LIST – It’s Simple, fun and exciting to visualize and list the possibilities of Personalizing Your Dream Home. The Hybrid Homes Product Guide, Selection Center and Your Personal Renovation Specialist provide the tools and direction to help you every step of the way, assuring timely decisions to meet crucial transaction timelines.

4. OFFER / PURCHASE CONTRACT - Negotiate a strong offer by relieving the Seller of all lender required repairs costs. Cash buyers with lowball pricing won’t be able to compete. Don’t be fooled by Listing Agents who claim the property isn’t FHA insurable or that the Seller won’t accept 203(k). Renovation financing is the Simple Solution to a clean transaction. Closely follow these Simple Steps and Your Hybrid Homes Dream Team will Seamlessly Work Together to close escrow in under 45 days.

5. OPEN ESCROW / ORDER INSPECTIONS - Start by ordering a Section 1 & 2 Pest Inspection Report and Certified Home Inspection (Well and Septic System Reports if applicable) without delay. This essential information is critical for Your Hybrid Homes Renovation Specialist to appropriately address prior to the appraisal and underwriting stages to prevent delays, unexpected costs and provide peace of mind within your 15 day due diligence period.

6. MEET WITH YOUR PERSONAL RENOVATION SPECIALIST- Once you have them, Schedule Appointment Now.” (click here) to download the reports. A site meeting with your Personal Hybrid Homes HUD/FHA 203(k) Consultant trained Renovation Specialist will be set up ASAP to review your Wish List and Reports then perform the Pre-Appraisal HUD/FHA Property Condition Compliance Inspection.

7. ONE COMPREHENSIVE ITEMIZED PROPOSAL – Personal Hybrid Homes HUD/FHA 203(k) Consultant trained Renovation Specialist will consolidate  the FHA Lender required repairs, Wish List Upgrades, Pest Report repairs, Home Inspection repairs, Energy Efficiency upgrades and promptly emailed it to you for your review.

8. CHOOSE IT YOUR WAY- Visit the Hybrid Homes Selection Center to finalize your choices with Your Personal Renovation Specialist Designer or simply check the boxes Yes or No, total it up to Fit Your Budget, sign and return via email.

9. PREPARE / SUBMIT DOCUMENT PACKAGE - Your Hybrid Homes HUD/FHA 203(k) Consultant trained Renovation Specialist will immediately prepare ALL the Lender Documents required for loan processing. Assuring that ALL Appraisal, HUD/FHA, Lender and Underwriting requirements are met in advance to assure smooth processing and an on time closing.

10. ORDER APPRAISAL - Equipped with the defined scope of renovation, the FHA 203(k) Certified Appraiser will follow the unique HUD/FHA/HVCC dictated 203(k) appraisal procedures to establish an “After Improved Value” using non-distressed as allowable comparable properties.

11. PROCESS LOAN, SIGN, FUND, RECORD - The accuracy and completeness of the Lender Required Document Package prepared by Hybrid Homes HUD/FHA 203(k) Consultant trained Renovation Specialist assures smooth processing and an on time closing.

12. RENOVATION - Immediately after recording, Hybrid Homes will mobilize their multiple in-house trade crews to simultaneously renovate Your Dream Home to a quality completion without delay. The length of rehab period is written into our contract based on the approved scope of work.

To ensure cost efficiency and reduced liability, resulting in savings passed on to the customer, no occupancy, storage or access is permitted during the rehab period.

13. QUALITY ASSURANCE INSPECTION - After a short period of managed continuous work (typically just a few weeks), Hybrid Homes’ Quality Control Supervisor will ensure that every detail is completed to specification and high standards prior to delivery and move-in.

14. PERSONALIZED DELIVERY WALK THROUGH / MOVE-IN - Hybrid Homes guarantees 100% satisfaction. Upon completion, the transformed Dream Home is delivered to the Home Owner with our Hybrid Homes Personalized Delivery Presentation!